The Government have given pay day loan sharks three months to tidy up their act or face closure in some cases. We know of people within our Car Boot Community who have gone to these rip-off money lenders and are still paying off their loans years later. I personally know what hard times are like but fortunately have never been desparate enough to go to a loan shark. I think the borrowers can use this 3 months to get out of the predicament they are with their debts by deciding to take action against the lenders. Total up how much you owe and over what period and if you think it is unreasonable and cannot pay then ask for an appointment to see your local Member of Parliament and tell them of your position and that you CANNOT pay!

The worst amongst the loan Sharks is Wonga.com who unfortunately are sponsors to my football team Newcastle United who are going no-where this year. These testicular faced models tell you how easy it to borrow money dont be persuaded my lovers. If you need a hand to get an appointment with your MP phone Cornwall Council 0300 1234 100 and say; Can you give me the name and phone number of my local MP and tell the switchboard the area you live, they will give you the MPs number so ring for an appointment time at his/her local surgery when you have the rights to speak in complete privacy to discuss the problem, dont waste time think of what you are going to say and have some evidence with you, tell him the effect it is having on your health and family life and if you feel TRAPPED and cannot cope then tell him/her. The MP will take notes and if there are enough of you do the same the rewards could mean some if not all of your debts could be written off. Do it! To be helped you have got to help yourself!

Any further problems ask Lou or myself at the sales and by the way do not be fooled by the flood of BINGO adverts offered you FREE PLAY because ther are NO HAPPY STORIES about Bingo! You never ever win when you want to so dont chase your own money. Times are getting much harder with the cutbacks in benefits and the last thing you want to do to be living on a daydream of that BIG win cos it aint going to happen.

Geoff

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